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Currently, a consumer mobile phone cannot communicate with the standard POS terminal at the merchant location. This can be overcome if the mobile phone through GPRS/NFC and BLE technology can connect to the POS terminal, pass on the card information stored on it to the POS terminal.

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We help our customers in developing, deploying, automating and implementing the core platform for their partners along with customization and integration to third parties to help certify with payment networks and closed loop. The new trend of enhancing the existing issuance platform in the mode of SE TSM and Host Card Emulation brings us to the top of our services.

NFC wallet is a mobile Digital wallet that supports business applications with communications using secured devices that use a special chip on the smartphone called Secure Element (SE). With the advantages of Secure Element in NFC Chip, the wallet can store credit/debit cards, access cards, coupons, loyalty cards, prepaid cards, vouchers, tickets, and many other contents in the same wallet and manage them.

Girmiti Software’s Certification team has expertise in the certification of Payment solutions on EMV Kernel, HCE, Digital Issuance, Nexo Fast, Nexo Acquirer, Nexo Retail, Nexo TMS, Issuance, Payment Gateway, Processor, customer L2, L3 devices, readers which interface with payment host systems. Our team works closely with customers in getting the certifications done based on defined specifications given by the customers and their partners.

The transit industry is upgrading the payment infrastructure by embracing the latest technologies and deploying digital payments. AFCS, an integrated ticketing system, automates the ticketing at public transport networks like buses, metros, rails, etc., AFCS allows fast payment transactions and effective fare collection without much human intervention. It also provides merchants with a platform for better management.

The POS and mobile terminal manufactures do provide their own Terminal Management Systems, but these can be used to only manage terminals manufactured and supported by them. Keeping this in mind, there would then be multiple Terminal Management Systems adding to the complexity to manage operationally.

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Girmiti Software has expertise in consulting, designing, and developing SDK platforms for terminal manufacturers and has expertise in developing EMV PoS applications for terminal manufacturing partners. We also help them in getting certified with acquirer and leverage expertise in porting the SDK to new versions and new platforms like Linux OS. Our experience extends to working on drivers, embedded devices through working closely with Hardware manufactures.

Girmiti team has in-depth understanding, field experience in architecture, design, developing, testing, automating and supporting various facets of Nexo standards. We help our customers in developing the core platform, ensure compliance with Nexo specification standards, deploy and implement protocols for their partners along with customization, integration to third parties solutions and certifications.